Basic Understanding of Credit Report and Credit Score


understanding credit score
Two ways creditors use to monitor and examine your credit, when they’re considering extending you their service, are your credit history and your credit report.

Your credit report contains a detailed summary of your credit history, while your credit score is a numerical figure that represents your creditworthiness. If you want to responsibly manage your credit, you need to consider both your credit report and score.

Always remember that your credit score is dependent on the information your credit report contains, so you should maintain positive information on your credit report.

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